2. Having an income that exceeds my outgo.
3. Plushies. Many years ago, I bought a six-legged smiling plush crab, while out shopping with aminita. Despite being a crab missing two legs, it is a very cheerful plushie. For a long time, I had him at work, as my "If I don't have to be crabby, neither do you" reminder. Then one of Toddler Bank's directors exiled all personal items from our cubicals and offices (seriously? Seriously) and he went home. Recently I realized that this was another of the stupid rules I was following even though it no longer applied. So now Happy Crab is back on my desk at work. Smiling at me.